Friday, September 25, 2009

Orlando Auto Insurance - Know Before You Buy

Orlando Auto Insurance - Know Before You Buy

Orlando auto insurance is required for all residents of Orlando and all who are planning to stay in the city for more than 90 days a year..

Dont' forget that driving with no auto insurance is illegal. You are obliged to have auto insurance even for vehicle garaged and not-runner,if it has Florida registration tag.

Your auto insurance must be from Florida and cannot be a policy from another state

Orlando Auto Insurance Requirements

The minimum coverage required is:

1. $10,000 Personal Injury Protection, also known as PIP.

2. PDL - $10,000 Property Damage Liability,$10,000

Additionally, if you have been involved in an accident, or have been convicted of certain offences, you may be required to purchase Bodily Injury Liability (BIL) coverage.

The No Fault auto insurance law is used in Florida.

This means that if you are involved in an accident, your insurance company will cover your medical expenses, regardless of who was at fault. The at fault party is responsible for covering the property damages.

How to save on Orlando Auto Insurance?

Recent statistics show that drivers in Orlando pay slightly higher car insurance premiums compared to other cities in Florida.

Of course, there are plenty of things you can do in order to lower your premiums.

1. Drive less - use public transport whenever you can and also walk. Less mileage means cheaper car insurance and less spent on gas every month.

2. Drive carefully- if you have speed tickets or other traffic violations, car in Orlando will not come cheap.

3. Take advantage of online offers - you will be surprised how much you can save if you shop around.

Get free Orlando auto insurance quotes in minutes and see how much you can save today.

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